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First Time Home Buyers
Welcome > For Buyers > First Time Homebuyers ...

 No need to worry, even if it's your first home!

If you are new to the process, homebuying can be a bit intimidating. This is a time when the expertise of a top Realtor is especially needed. Let me give you step by step instructions and guide you along your way to your first home!

Ask me anything and everything. I have the answers and I love sharing them!
When first negotiating your way into the Pocahontas County housing market I will get you started by working together with you to answer the following basics:

How much can you afford?

How one qualifies for a mortgage.

How much should you put down?

How one gets approved for financing? What banks are looking for.

How much your mortgage payments will be.

The tax advantages of buying.

How to buy a home with little or nothing down.

What’s better for you? Renting or buying?

Let’s get started! Tell me about you and what you’re looking for below. No charge and no strings. Just a great start down the path of buying your first home!

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About Your Move
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Real Estate Tips
Relocation >School Districts

The quality of the school district is a most important determinant of the market value of a house. For buyers with children, the quality of the local school system may be as critical to their decision as the appeal of the house.

The desire for a quality education usually causes parents who are in the market for a home to ask questions about the local school district. What is the annual expenditure per pupil and the average class size? Are special programs available? What percentage of high school graduates go on to college? What is the physical condition of the schools and the district's record in handling school bond proposals? Parents may also want to know the school board's educational philosophy.

A professional real estate agent has the experience and knowledge to help you choose the right community for your family.

See All Tips In The "Relocation" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What is considered the primary factor distinguishing buyers of prestigious properties from the average home buyer?

A 
Financing doesn't worry these buyers; they often put down 40 percent or more or pay cash for a property
See More Real Estate Trivia >


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The Rosemary Hofer Group, REALTOR®, real estate agents and broker for Pocahontas County, Snowshoe and Greenbrier County, West Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

The Rosemary Hofer Group
Hidden Creek Realty

RR2, Box 57A
Buckeye, WV 24924
Broker: Michael Briel
Phone: 304-799-2606
Fax: 304-799-2607
Email: rhofer@NUMBER1EXPERT.com

Rosemary Hofer is associated with Hidden Creek Realty. Prior to moving to West Virginia she lived in Virginia where she worked for a RE/MAX company. She was the #1 RE/MAX agent in Virginia and received the RE/MAX Hall of Fame award in 1999. Her clients range from first time buyers looking for $60,000 condominiums to well-established executives shopping for million dollar estates. Every client receives the attention to detail that is necessary for a smooth transaction. Rosemary's goal is to exceed all of her clients expectations to such an extent that they will make her their Real Estate Consultant For Life! Call or email her today!

Equal Housing MLS REALTOR


Hidden Creek Realty Logo

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